Home Staging Business Network to Stage a house for sale and for home staging courses

 Help and Advice on Property

              

  

Home Contents Insurance

  

 

 

Top Tips> Property > Saving for your new home

 

    

Savings Tips for your new home purchase

    

Buying a home is an expensive business. Not only do you need to pull together a deposit, you also need to pay legal fees, stamp duty, removal vehicle hire, redecoration costs, mail redirection and you need to take time off work to do it all. Many people, particularly first-time buyers, don't budget for all these little extras adding extra pressure to the moving process. 

   

But trying to save some money each month to pay for all this is becoming a nightmare. Inflation has been steadily rising for the past few years and now stands at 4.4%, with some economic forecasters predicting it will hit 5% before the year's end. Coupled with pay freezes and commodity price increases, the spending power of the average Britain has been in steady decline for some time. However, recent figures highlight just how gloomy a picture we are looking at. 

           

 

According to a study from Markit, a financial research body, almost 40% of UK households watched as their finances decreased from July to August at a rate not seen since February 2009. Rising prices, falling income and a decrease in savings were blamed for the fall. 

These are pretty desperate times, but you don't exactly need to resort to desperate measures. Just because house prices are falling and purchasing power is decreasing doesn't mean you should abandon hope of moving home.

        

Firstly, the Centre for Economics and Business Research is under the informed impression house prices are going to peak at a record high in 2015, at a full 14% higher than they are currently. 

  

    

Additionally, there are savings accounts on the market that can help mediate the effects of rising inflation. Here are some tips on what to look for. 

    

ISAs

    

Individual Savings Accounts are tax-free ways of saving a fixed amount of money each year. Currently the limit is £10,680, of which up to 50% can be placed in a cash ISA and up to 100% can be invested in a stocks and shares ISA. You will need to look for rates close to 4% and keep an eye out for low deposits, and no arrangement fees. 

      

Spread the risk

   

If you are interested in playing the stock market, but don't want to expose yourself to a high level of risk in order to potentially make larger profits, spread your risk over a fund. You will pay more to have this kind of account set up, but you will get your own fund manager and your money will be made to work as hard as possible. 

         

    

  ..

   

  

   

  The Home Staging Network www.hsnwk.com  Copyright ©2011

 
 

 

Certified Home Staging & Styling Professional Course CHSSP

  Become a Home Stager with the CHSSP

Home Staging Course
Home Study with total flexibility. 

Home Staging Document templates and  forms

 42 Home Staging Document Templates and forms. Includes home staging business plan.

Home Staging Comapnies with the Home Staging Network

Find a local home stager and Home Staging Companies in your location. 

Also declutter, redesign and more...

         
Home Staging Network Home staging training Home staging UK  Home staging world Property selling Interior Decorating

About

Home staging course Home staging businesses UK Home staging businesses International

 Tips  sell property faster

Interior design ideas

Contact us

Home staging Career Home staging in Northants Join the Home Staging Network  Selling and buying  property Styling ideas and options

Home staging members

Staging doc templates Home staging in Yorkshire Home staging USA  Selling property   online Interior design courses

Join the Network

Become a home stager Home staging in London Home staging Australia  Stamp Duty rates Interior design exhibitions

Professional code of practice

Home staging franchise  Home staging in Greater London Home staging Europe  UK Furniture Rental Move or improve

Terms and conditions

Home Staging certificate

Home Staging tips to sell property

Home staging Canada  Property prices Adding value to your home

 

Home staging - article Removals and vans Home staging South Africa

  Removals

Virgin Vie

 

      House Selling Tips Home staging New Zealand  Online estate agent Do I need a stager or interior designer? 

 Selling Stuff >

 Car boot sales lists Selling stuff on ebay tips   Laura Ashley    

 News >

Chelsea Flower show pictures 2011 

Business banking

Business Document Templates

Laura Ashley bedding

    

 Sales furniture   

 fashion>

First Time Home buyers

Laura Ashley furniture sale

 Advice pages >

Capital Gains Tax Advice

 

 

Capital Gains Tax

Autumn Budget Statement
 Travel >

Travel Money Rates

 

 

Inheritance Tax

 
 Health and Family >

 

     

 

  

Popular topics:  Staging careerHome Staging Interior Design DirectoryHome Staging courseStaging document templates Inheritance Tax Advice

  

The ultimate resource for  Home staging, Interior design, Property, Finance and Home improvements.

Home  |  Sitemap  |  Terms  |  Privacy  |  Contact us    2004-2013 © Home Staging Consultants and The Home Staging Network  

      

   Payments powered by RBS worldpay secure payments    Paypal verified approved seller     Site reviwed and approved by the GoodNetGuide     Business Start up recommendations from Business Link